See how our $295/year all-inclusive pricing stacks up against legacy LOS platforms that charge thousands per year plus per-loan fees.
* Based on single-user pricing. Savings multiply with additional users.
We offer premium features at a fraction of the cost. Here's how we compare to the leading LOS platforms.
| Platform | AcutisLOS Best Value | Arive | SphereLOS | Encompass | Calyx Point |
|---|---|---|---|---|---|
| Annual Cost | $295/year Flat annual fee, all-inclusive | $600-$1,200/year $49.99-$99.95/user/month billed yearly | $588/year* $49/user/month after promo ends | $3,600-$6,000+/year $300-$500+/user/month | Quote Required Enterprise pricing, not public |
| Per-Loan Fee | None | None | None | $20-50/loan | Varies |
| Setup Fee | None | None | None | $5,000-$25,000+ | $1,000+ |
| Built-in Point of Sale | |||||
| AI Document Extraction | |||||
| Mobile-First Design | |||||
| Unlimited Storage | |||||
| MISMO 3.4 Export | |||||
| Loan Estimate Generation | |||||
| Electronic Signatures | |||||
| Built-in CRM | |||||
| Custom Branding | |||||
| API Access |
Legacy LOS platforms like Encompass and Calyx Point were built decades ago on outdated technology stacks. They require massive engineering teams to maintain. AcutisLOS was built from scratch using modern, efficient technologies—which means lower overhead and savings we pass on to you.
Enterprise LOS vendors have massive sales teams, expensive conference booths, and layers of management. We're a lean team of mortgage professionals and engineers. We don't need expensive sales cycles to convince you—our product speaks for itself.
Our AI document extraction eliminates manual data entry—the most time-consuming part of loan origination. This efficiency gain means we can serve more customers with fewer resources, keeping our costs (and your costs) low.
Arive is a modern LOS with integrated POS and pricing engine. Their Core plan starts at $49.99/user/month (billed yearly) or $59.99/month billed monthly. Pro and Non-Del tiers can run $70-100/user/month. While competitive, AcutisLOS offers similar features at roughly half the annual cost.
SphereLOS offers a free promotional period until February 2027 for UWM partners. After that, pricing is $49/user/month ($588/year). They bundle CRM, POS, and PPE together. However, they lack AI-powered document extraction that AcutisLOS provides.
Encompass is the industry incumbent, but comes with enterprise pricing to match. Expect $300-500+/user/month plus per-loan fees of $20-50 per closed loan. Setup and implementation can cost $5,000-$25,000+. It's powerful but vastly overpriced for independent brokers and small teams.
Calyx Point has been an industry standard for decades but shows its age. Pricing isn't public and requires contacting sales—never a good sign. Users report significant setup fees and a steep learning curve. The interface feels dated compared to modern solutions.
Start your free 14-day trial. Experience modern loan origination at a price that makes sense.