AI Document Extraction & Income Analysis
Let machine learning handle the tedious work of extracting income data from borrower documents. Our AI analyzes W-2s, tax returns, bank statements, and more with 99%+ accuracy—in seconds, not minutes.
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How AI Document Extraction Works
Three simple steps to transform manual data entry into automated intelligence
Upload Document
Drop a W-2, tax return, bank statement, or paystub into the AI extractor. Supports PDF and image formats.
AI Analyzes
Our machine learning model identifies document type, extracts relevant fields, and calculates qualifying income.
Review & Apply
Review extracted data with confidence scores, make any adjustments, and apply directly to the loan file.
Supported Document Types
Our AI handles the most common income documents used in mortgage underwriting
W-2 Forms
Extract employer info, wages, and withholdings automatically
Tax Returns (1040)
Parse all schedules including Schedule C, E, and K-1s
Pay Stubs
Calculate YTD income, overtime, and variable pay
Bank Statements
Analyze deposits, NSFs, and average daily balance
K-1 Partnership
Extract ordinary income and guaranteed payments
Schedule E
Calculate net rental income with depreciation add-back
Intelligent Income Calculation
Beyond simple extraction, our AI understands mortgage underwriting guidelines. It automatically calculates qualifying income based on document type and employment situation.
- W-2 income averaged over two years
- Self-employment income with trending analysis
- Rental income with depreciation add-back
- K-1 partnership income calculation
- Variable income (bonus, overtime, commission)
- Bank statement program income analysis
Sample Income Analysis Output
Why Loan Officers Love AI Extraction
30 Seconds vs 30 Minutes
What used to take half an hour of manual data entry now happens in seconds.
99%+ Accuracy
Our ML models are trained on millions of documents for exceptional accuracy.
Audit Trail
Every extraction is logged with confidence scores for compliance.
Included in Subscription
50 AI extractions per month included. No per-document fees.
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